Best Bank Bonuses and Promotions of 2021



If you're like us and are always searching for a checking account or savings account promotion, you've come to the right place!  Now more than ever, banks are fighting for your hard earned cash and they're banking (pun intended) on you to deposit your money and leave it there.  Whether you are looking for a new bank altogether or just looking for some free cash - we are happy to break down some great checking bonus options for you below.



SoFi Money $50 Sign-Up Bonus - Click Here to Sign Up

  • ​This is probably the easiest way you'll ever make $50. Offer does not expire
  • How to Qualify: Transfer $500 to the account, receive $50 bonus within 30 days
  • Terms and Conditions: The only requirement is that you transfer $500 into the SoFi account and leave the funds in the account until you receive your bonus of $50


Chase Total Checking $225 Bonus - Click Here to Sign Up

  • The Chase Total Checking account also features one of the best bonuses when you open a new account. You can get a $200 bonus at account-opening with a qualifying direct deposit.  Offer expires 10/18/21
  • How to Qualify: 
    • Open a Chase Total Checking account online or at a Chase branch by October 18th 2021
    • Set up a qualifying direct deposit to the account within 90 days ($500 or greater direct deposit/month)
  • Terms and Conditions: 
    • $225 bonus is deposited into your account within 10 business days of making a direct deposit
    • This offer is not available if you had a Chase checking account in the previous 90 days or closed a Chase account with a negative balance
    • Your account must remain open for at least 6 months to keep the bonus (otherwise they will withdraw the bonus from your account prior to closing)
      • Note the account has a $12 monthly service fee which you can avoid by any of the following:
        • $500 monthly direct deposit
        • $1,500 minimum account balance
  • Also - a quick way to get an additional $200 is to qualify for a Chase Freedom Credit Card - Apply Here


TD Bank - Beyond Checking - $300 Bonus - Click Here to Sign Up

  • You can earn a $300 bonus when you open a new TD Beyond Checking account.  This offer does NOT expire
  • How to Qualify:
    • To earn a $300 bonus, needs to receive direct deposits of at least $2,500 within 60 days of opening to qualify. The direct deposit must be from your paycheck, pension or government benefits from your employer or the government.
    • To qualify for this checking account bonus offer, you must be a new TD Bank customer, without any previous or current TD Bank personal checking accounts
    • The TD Beyond Checking account earns interest on all balances. Higher balances have the chance to get a slight rate boost, but all rates are still pretty minimal. Account holders can access non-TD ATMs without a TD fee and receive reimbursement for other ATM surcharges with a minimum daily balance of $2,500. The account also includes a free standard checks, money orders, stop payments, paper statements and incoming wire transfers
  • Terms and Conditions:
    • You can earn $300 bonus when you receive direct deposits of $2,500 or more within 60 days of opening your account
    • The bonus will be credited into the new personal checking account no later than 95 days from account opening
    • The account charges a $25 monthly maintenance fee. However, you can waive the fee when you:
      • receive monthly direct deposits of $5,000 or more,
      • maintain a minimum daily balance of $2,500
      • or maintain a combined balance of $25,000 across eligible TD accounts


PNC Bank Virtual Wallet: Up to $300 bonus offer

  • This offer expires 09/30/21
  • How to Qualify:
    • Open a Virtual Wallet, receive a total of at least $500 in direct deposits within 60 days of opening and receive $50 bonus
    • Open a Virtual Wallet with Performance Spend, receive a total of at least $2,000 within 60 days of opening and receive a $200 bonus
    • Open a Virtual Wallet with Performance Select account, receive a total of at least $5,000 within 60 days of opening and receive a $300 bonus
  • Terms and Conditions: 
    • After you meet the requirements, PNC will deposit the earned bonus directly into your checking account within 60 days
    • There is a Monthly Fee associated with each virtual wallet:
      • Virtual Wallet: $7; waived with a combined average monthly balance of $500 in your Spend and/or Reserve accounts, or $500 in qualifying direct deposits per statement period.
      • Virtual Wallet with Performance Spend: $15, waived with direct deposits of at least $2,000 per statement period, a $10,000 combined average monthly balance across linked deposit accounts or a combined average monthly balance of $2,000 in your Spend and/or Reserve accounts.
      • Virtual Wallet with Performance Select: $25, waived with direct deposits of at least $5,000 per statement cycle, $25,000 combined average monthly balance across linked deposit and investment accounts or a combined average monthly balance of $5,000 across Spend and up to seven eligible linked checking accounts


Bank of America Advantage Plus Banking $100 Bonus - Click Here to Sign Up

  • This offer expires 12/31/21
  • How to Qualify:
    • If you don't have an existing Bank of America personal checkin account and haven't had one in the past 12 months
    • Online offer only - when signing up use code DDY100CIS to enroll
    • Receive two qualifying direct deposits of $1,000 or more within 90 days of account opening
    • Your account must be open and in good standing in order to receive the bonus
  • Terms and Conditions: 
    • After you meet the requirements, Bank of America will deposit the earned bonus directly into your checking account within 60 days
    • There is a Monthly Fee associated with the account of $12.  Avoid this fee with one of the following:
      • At least one qualifying direct deposit of $250 per month
      • A minimum daily balance of $1,500 or more
      • Students under the age 24 who are enrolled in high school, college, university or a vocational program
      • Active enrollment in Preferred Rewards which requires an active Bank of America checking account and a three-month combined average daily balance of $20,000 or more in qualifying Bank of America deposit accounts and/or Merrill investment accounts)​






We will keep updating this page as the checking account promotions change.  If you have any questions or concerns or would like to partner with us - please check out our CONTACT page.


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